:root{--navy:#0b2d4d;--blue:#155e9f;--red:#c7372f;--gold:#f6b21a;--cream:#faf7f0;--ink:#132033;--muted:#5c6f86;--line:#d9e0e8;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;background:var(--cream);color:var(--ink);line-height:1.55}.top{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:10}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:18px 0}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-weight:800}.mark{width:46px;height:46px;border-radius:14px;background:linear-gradient(135deg,var(--red),var(--gold));color:white;display:grid;place-items:center;font-weight:900}.navlinks{display:flex;gap:22px;flex-wrap:wrap}.navlinks a{color:var(--navy);text-decoration:none;font-weight:700}.btn{display:inline-block;background:var(--red);color:white;text-decoration:none;padding:13px 20px;border-radius:999px;font-weight:800;box-shadow:0 12px 25px rgba(199,55,47,.18)}.btn.secondary{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}.hero{padding:82px 0 64px;background:radial-gradient(circle at 70% 20%,rgba(246,178,26,.22),transparent 34%),var(--cream)}.grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}.eyebrow{color:var(--red);letter-spacing:.24em;text-transform:uppercase;font-weight:900;font-size:13px}h1{font-size:clamp(42px,7vw,82px);line-height:.96;margin:18px 0;color:var(--navy);letter-spacing:-.06em}h2{font-size:clamp(32px,4vw,56px);line-height:1.02;color:var(--navy);letter-spacing:-.045em;margin:0 0 18px}h3{color:var(--navy);font-size:24px;margin:0 0 10px}.lead{font-size:21px;color:var(--muted);max-width:760px}.card{background:white;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 16px 45px rgba(11,45,77,.08)}.dark{background:var(--navy);color:white}.dark h2,.dark h3{color:white}.dark .lead,.dark p{color:#dbe8f4}.section{padding:70px 0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.mini{padding:22px;border:1px solid var(--line);border-radius:18px;background:white}.pillrow{display:flex;gap:10px;flex-wrap:wrap}.pill{padding:9px 13px;border:1px solid var(--line);border-radius:999px;background:white;color:var(--navy);font-weight:700;text-decoration:none}.footer{padding:42px 0;background:#071d33;color:#dce8f4}.footer a{color:white}.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:24px}.content{background:white;border:1px solid var(--line);border-radius:22px;padding:34px}.list{columns:2;column-gap:36px}.meta{font-size:14px;color:var(--muted)}@media(max-width:820px){.grid,.cards{grid-template-columns:1fr}.nav{align-items:flex-start}.navlinks{display:none}h1{font-size:46px}.section{padding:48px 0}.list{columns:1}}